Affirm Financing
Spread the cost of a purchase over 3, 6, or 12 easy monthly payments.* Just select 'Affirm - Pay Over Time' at checkout.
*Subject to credit approval.
Frequently Asked Questions
You will need:
To be the age of majority in your province.
18 years of age (AB, MB, ON, PEI, QC, SK)
19 Years of age (BC, NB, NF, NT, NS, NU, YK)
Canadian permanent resident or citizen.
A Canadian Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo.
An SMS-capable Canadian phone number.
Affirm currently accepts Canadian Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.
To learn more about Affirm and credit checks, please find assistance on the Affirm help site.
1. Add items to your Cart as usual, and select Affirm as your payment method at Checkout.
2. Complete Affirm's easy online application and get an instant approval decision.
3. Confirm your payment plan with Affirm and return to Livingspace to complete your order. We'll process and ship your order as usual.
If your basket is eligible for a Affirm payment plan, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with Affirm and accept the terms of your payment plan.
Purchases made using Affirm are subject to Livingspace’s standard return policy and can be found here. Any returns will be processed by Livingspace, and your Affirm balance will be reduced, cancelled, or refunded accordingly.
Please contact the Affirm team here.
Affirm will take convenient pre-authorized payments from either your Canadian bank account or your Visa/Mastercard debit/credit card. For bi-weekly interest-free plans, only debit/credit card payments are accepted.
Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this link.
After you have completed a transaction with Affirm, you can access your account here. If you have any questions or trouble logging in, please contact Affirm.
You can find them here.
Please refer to Affirm’s Help Center for answers to your questions.
Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.
For more information, please see https://www.affirm.com/en-ca/how-it-works