You will need:

To be 18+ years old or the age of majority in your province.

To be a resident of Canada.

A Canadian Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo.

An SMS-capable Canadian phone number.

PayBright currently accepts Canadian Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

To learn more about PayBright and credit checks, please find assistance on the PayBright help site.

1. Add items to your Cart as usual, and select PayBright as your payment method at Checkout.

2. Complete PayBright's easy online application and get an instant approval decision.

3. Confirm your payment plan with PayBright and return to Livingspace to complete your order. We'll process and ship your order as usual.

If your basket is eligible for a PayBright payment plan, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with PayBright and accept the terms of your payment plan.

Purchases made using PayBright are subject to Livingspace’s standard return policy and can be found here. Any returns will be processed by Livingspace, and your PayBright balance will be reduced, cancelled, or refunded accordingly.

Please contact the PayBright team here.

PayBright will take convenient pre-authorized payments from either your Canadian bank account or your Visa/Mastercard debit/credit card. For bi-weekly interest-free plans, only debit/credit card payments are accepted.

Please reach out to the PayBright team and they will be happy to look into the options available. You can contact them using this contact form.

After you have completed a transaction with PayBright, you can access your account here. If you have any questions or trouble logging in, please contact PayBright.

You can find them here.